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James Galligan

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Full time Husband & Wife Real Estate Team to better serve you in your Home Selling or Buying Process throughout the Poconos & Slate Belt Areas!
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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Stroudsburg, East Stroudsburg and Tannersville real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Happy Banking

When you have found the perfect home, the search for the perfect loan begins. There are other factors you should consider besides the interest rate and loan fees when you are shopping for a loan. One important issue is the lender's general reputation.

A professional real estate agent can provide you with the names of several mortgage lenders and can help you compare their programs. Some lenders may have great rates, but may have very conservative standards for qualifying customers. Others may be more willing to consider people who are marginally qualified or have less-than-perfect credit histories. Some lenders have local underwriters and can process loans quickly, while others may need extra time to process paperwork. The ordinary consumer deals with only a few mortgage lenders over a lifetime, but real estate agents deal with many lenders every month. Ask your agent to help you match your individual needs to the many offerings in this complicated marketplace.

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Real Estate Trivia
Q 
What are the characteristics of classic Queen Anne architecture?

A 
Queen Anne homes are the most elaborate, romantic and feminine of all Victorian Homes.
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James Galligan, REALTOR®, real estate agent and broker for Stroudsburg, East Stroudsburg and Tannersville, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

James & Amy Galligan
Keller Williams Real Estate

637 Main Street
Stroudsburg
PA, 18360
Office: 570-421-2890
Fax: 570-300-3331
Direct: 570-656-2235
Direct: 570-213-4888
Email: thegalliganteam@topproducer.com

We are a full time Husband & Wife Real Estate Team covering the Pocono Real Estate Area & Slate Belt Real Estate Areas for the past 10 years!! We are here when you are ready!!


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