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Full time Husband & Wife Real Estate Team to better serve you in your Home Selling or Buying Process throughout the Poconos & Slate Belt Areas!
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Find Out About the Latest Homes for Sale First! We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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Compare three mortgages
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James Galligan is one of The Top Selling Real Estate Experts Find Out More > |
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Pocono Real Estate & Slate Belt Area Real Estate!! Short Sales & Foreclosures throughout the Area!! Search for Pocono Short Sales & Foreclosures in & Slate Belt Area Short Sale & Foreclosures Right Here!! Search for Homes in the Slate Belt & Pocono Area!! Contact us with confidence! We guarantee your privacy will be respected. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Pocono Real Estate & Slate Belt Real Estate Team, we have the experience and track record you are looking for. Please let us help. - James & Amy Galligan Buying... Selling... Moving... EVERYDAY!!
Proud Sponsor of the 8th Annual Lukie's Fall Festival |  | | | Lukies Fall Festival www.fsma.org | |
Help find a Cure for SMA, the genetic disease that took little Luke from all of us far too early... Great Food, Games, Prizes, Raffles, Hay Rides, Pie Eating Contest, Moon Bounces, Cotton Candy, Sno-Cones, Candy Apples & More... Fun for the whole family & held every October, this festival is located in Pen Argyl, Pa and is just a short drive from the Pocono Mountains & Lehigh Valley Areas... We work on this festival all year long & appreciate all the help & support from everyone who supports this great cause! Click Here or Copy & Paste into your web browser to make an online donation to help Cure SMA: http://www.fsma.org/Fundraising/EventsCalendar/index.cfm?ID=6301&blnShowBack=False&idContentType=1154&Event=6301
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What weighs 320 tons and is considered the largest single block building?
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| A |
Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid. |
See More Real Estate Trivia > |
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James & Amy Galligan Keller Williams Real Estate 637 Main Street Stroudsburg PA, 18360 Office: 570-421-2890 Fax: 570-300-3331 Direct: 570-656-2235 Direct: 570-213-4888 Email: thegalliganteam@topproducer.com
We are a full time Husband & Wife Real Estate Team covering the Pocono Real Estate Area & Slate Belt Real Estate Areas for the past 10 years!! We are here when you are ready!!
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